Marbles is an AI-native accounting infrastructure layer for platforms that already serve businesses. Embed accounting capabilities inside your product, connect your workflows directly to a real double entry ledger, or offer your customers a complete Marbles account alongside your platform.
You own the customer relationship. We provide the accounting infrastructure underneath it.
Your platform knows what actually happened in the business. But somebody still has to send that information into another system - usually Xero - and reconcile everything afterwards.
What happened operationally can become what happened financially. Marbles lets you close that gap.
Your customers use Marbles as their accounting platform and connect your product directly to it. Simple, fast, a better integration than sending data to a legacy ledger.
Offer Marbles to your customers as your preferred accounting solution. We handle the platform and migration; you give customers a tightly connected experience - and participate in the recurring revenue.
Expose Marbles capabilities inside your own product - invoices, bills, payments, reporting, reconciliation, payroll and cash flow under your own experience. Your customers may never need to leave your application.
Use Marbles as accounting infrastructure: create your own finance workflows and industry specific accounting experiences with our API and MCP tools - capabilities that would otherwise mean building an accounting system from scratch.
Marbles isn't an API that ultimately writes everything back to Xero. We built the ledger - your platform can rely on Marbles for the underlying accounting system itself.
Eventually your AI needs the ability to take action. Depending on the permissions you expose, an agent can inspect transactions, read balances, create invoices and accounting records, reconcile, prepare and execute authorised payments, run reports and complete multi-step accounting workflows. Your product provides the user experience and business context - Marbles provides the accounting capabilities underneath.
Generic accounting software has to work for everybody. Your software doesn't. If you serve restaurants, trades, medical practices or ecommerce, you understand them - Marbles lets you combine that context with an accounting system underneath.
Turn POS sales into daily accounting automatically. Reconcile merchant settlements. Connect payroll and award costs to the ledger. Show venue level profitability.
Turn completed jobs into invoices. Connect materials and subcontractor bills. Track job profitability. Manage payments and payroll alongside the ledger.
Reconcile settlements automatically. Connect payments directly to invoices. Give merchants real time accounting alongside payments - and offer a complete accounting solution to the same base.
Stop treating the accounting integration as the end of your workflow. Make the ledger part of your product.
Depending on the partnership model, partners participate in recurring Marbles revenue from customers they distribute. Accounting becomes a product capability, a retention tool, a differentiator - and a revenue stream. Not simply another integration your customer pays somebody else for.
Talk to us about partnership models →Building a ledger is hard. GST is hard. Bank feeds are hard. Payroll is very hard. Australian award interpretation is extremely hard. Maintaining all of it is harder again. You shouldn't need to become an accounting software company because accounting is important to your customer workflow - that's what Marbles is for.
If your customers already use Xero, we move them. So the proposition doesn't have to be "use our product and then connect your existing Xero account." It becomes "use our product - accounting is already included." That's a fundamentally different customer proposition.
Your software owns the workflow. Your brand owns the customer. Your product understands the industry. Marbles provides the ledger, banking, reconciliation, invoices, bills, payments, payroll, tax-ready accounting and AI underneath.
Become a Marbles partner →